Shandong Provincial Enterprise Emergency Loan Guidance Fund First Single Business Landing
The establishment of an emergency on-lending fund to reduce the cost of enterprise on-lending is an important content put forward by Shandong in the "Several Opinions on Supporting the High-quality Development of the Private Economy" issued at the end of last year. The reporter learned from the Shandong Provincial Department of Industry and Information Technology that the "Interim Measures for the Management of Emergency on-lending Guidance Funds for Provincial Enterprises in Shandong Province" has been formally implemented a few days ago. The first business of the provincial enterprise emergency transfer guidance fund has landed.
In January of this year, the Shandong Provincial Local Financial Supervision Bureau, the Department of Industry and Information Technology, the Department of Finance, the Jinan Branch of the People's Bank of China, and the Shandong Banking and Insurance Regulatory Bureau jointly issued the ''Guiding Opinions on Establishing Enterprise Emergency Subloan Funds'', proposing that the provincial level Arrange 0.2 billion yuan to guide funds to attract the participation of state-owned enterprises and social capital to establish a provincial-level enterprise emergency subloan fund; at the same time, in March, Shandong new kinetic energy Pratt & Whitney Financial Services Co., Ltd. was registered and established to undertake the emergency loan operation of provincial enterprises, with a registered capital of 10 million yuan. The introduction of the "measures" to further clarify the provincial enterprise emergency loan guidance fund to support the object.
According to the requirements, the provincial on-lending guidance fund mainly provides short-term financing services for private small, medium and micro enterprises with basically normal production and operation in the real economy, sustainable operation ability, good credit information record, meeting the conditions for issuing working capital loans, and temporary difficulties in capital turnover, so as to help enterprises repay and renew loans on schedule. Among them, private backbone small and medium-sized enterprises with strong technological innovation ability, outstanding leading role in industrial transformation and development, in line with the direction of transformation of new and old kinetic energy, recommended by relevant departments of cities and counties where they are registered, and applied for allocation of funds by city and county loan guidance fund operators will be given priority support. It is not supported for enterprises to divert maturing loans in non-compliant areas or restricted industries.
In the specific operation, the total amount of funds supported by the fund in a single city shall not exceed 30% of the total size of the paid-in fund, and the principle of supporting a single enterprise shall not exceed twice a year. The amount of a single loan transfer shall generally not exceed 10% of the total size of the paid-in fund (or 30 million yuan, determined on the basis of the lower of the two), the use time shall not exceed 10 days, and the daily use rate shall not exceed 1 ‰.
It is understood that the first business of the provincial enterprise emergency re-lending guidance fund has landed a few days ago. Through cooperation with Jinan's emergency re-lending operation agency, it has provided an emergency re-lending service for a Jinan company's working capital loan due to 4.79 million yuan in Jinan Agricultural Commercial Bank, matching the re-lending capital of 2 million yuan. At present, the provincial lending guidance fund operating institutions are widely docking city and county enterprise lending operating institutions.
According to reports, if the on-lending guidance fund fails to return the fund account on time due to the reasons of the application enterprise, the provincial on-lending guidance fund operating agency will cancel the business cooperation with the enterprise and recover from it in a timely manner according to law; for enterprises that maliciously default, it is necessary to incorporate its default information into credit service platforms such as the basic database of financial credit information and punish it according to regulations.
Information source: Popular Daily News
He Yang/Organizing
