Implementation Rules for Implementing National and Provincial Policies and Measures to Promote the Stable and Healthy Development of Small and Medium sized Enterprises

In order to implement the Ministry of Industry and Information Technology "on the response to the new coronavirus pneumonia epidemic to help small and medium-sized enterprises to resume work and resume production to tide over the difficulties related to the notice" (Xinxin Mingdian [2020] No. 14) and the provincial government general office "on the response to the new coronavirus pneumonia epidemic to support the stable and healthy development of small and medium-sized enterprises" (Lu Zhengban Fa [2020] No. 4) requirements, the implementation rules are formulated as follows.

1. implement the loan risk compensation policy. From January 1, 2020 to the epidemic prevention and control period of the loan project, in line with the relevant provisions of the provincial finance, banking, financial institutions in the small micro-enterprise loans overdue identified as non-performing, within 5 working days after the end of each month to submit a risk compensation application and submitted to the provincial finance group for preliminary examination (completed within 10 working days). Our office has opened a fast approval channel for risk compensation applications, completed the review of the audit results of the Provincial Finance Group within 1 working day, and issued a provincial risk compensation fund allocation plan. (Contact: Provincial Department of Industry and Information Technology: Cui Dafeng, Tel: 0531-86198628; Provincial Caijin Group: Xu Chenyang, Tel: 0531-82789702).

2. amplify the effect of the emergency transfer fund. The provincial enterprise emergency re-lending fund platform has opened a green channel for accepting emergency re-lending services, formulated detailed working systems and procedures, and announced them to the public to ensure smooth operation of the business acceptance consultation telephone (400-651-0531) and online application entrance (https://www.smesd.com.cn). Take the initiative to understand the maturity of loans for small and medium-sized enterprises, actively coordinate banks to shorten the loan approval time, do a good job in docking services, and make sure that they should be transferred as much as possible. Involving epidemic prevention and control materials to ensure the key production enterprises of the loan business to do the same day acceptance, supervision of the city and county business operators standardized management, strict implementation of the epidemic during the use of the loan fund preferential rate standards (less than 0.08 per cent).

3. innovative investment and financing services. Give full play to the role of financing service platforms for small and medium-sized enterprises in various regions, and actively carry out online government-bank-enterprise docking. Coordinate banks and insurance institutions to open up green channels for credit and insurance claims, and speed up the pace of lending and claims settlement. Combined with the equity investment reform of provincial financial funds this year, we will actively give full play to the synergistic effect of local SME development funds, drive social capital to expand the scale of equity financing for SMEs, encourage increased investment in high-growth SMEs that are temporarily experiencing difficulties due to the epidemic, and speed up the progress of investment.

4. increase financing guarantees. Give full play to the incentive role of small and micro-enterprise financing guarantee fee reduction and compensation policies, and guide relevant financing guarantee institutions to actively expand the financing guarantee business of small and micro-enterprises and reduce the guarantee rate. During the outbreak, the annual guarantee rate of the government financial guarantee institutions supported by the award funds did not exceed 1%, and the counter-guarantee requirement was eliminated. For small and micro enterprises that do not have the ability to repay, governmental financial guarantee institutions that provide financial guarantee services for them should fulfill their repayment obligations in a timely manner and extend the time limit for recovery as appropriate in the light of the impact of the epidemic.

5. implement the loan discount policy. The key protection enterprises identified by the province for epidemic prevention and control can apply for discount interest by virtue of the newly effective loan contract during the epidemic prevention and control period after January 1, 2020. The enterprise shall apply to the local industry and information department and the financial department. After the municipal industry and information department and the financial department summarize and review, they shall report to the Provincial Department of Industry and Information Technology and the Provincial Department of Finance before May 31 (contact: Provincial Department of Finance: Xin Zhigang, Tel: 0531-82669808; Provincial Department of Industry and Information Technology: Zhang Xun, Tel: 0531-86920379).

6. strengthen support for high-growth enterprises. We will implement the deployment of the provincial industry and information work conference in 2020, highlight key tasks, and increase support for high-growth enterprises such as "individual champions", "gazelles", "unicorns", specialized new "little giants" and "small rising regulations. Cities with conditions should speed up financial support, focusing on rewarding "gazelle", "unicorn" enterprises and "small scale" enterprises in Shandong Province in 2019. At the same time, combined with the impact of the epidemic, the formulation of the annual high-growth enterprise gradient cultivation plan, and continue to implement the annual "small rise" task.

7. carry out technology and product innovation related to epidemic prevention and control. Encourage specialized and new "little giant" enterprises and "specialized and new" small and medium-sized enterprises to carry out technical research and production innovation in detection technology, drug vaccines, medical equipment, protective equipment, etc. for the prevention and treatment of new coronary pneumonia, and give priority to the "specialized and new" small and medium-sized enterprises that have made major breakthroughs. To carry out the 2020 "Maker China" small and medium-sized enterprise innovation and entrepreneurship competition "epidemic prevention and control" category of online collection of projects, the first to collect diagnostic reagents, drug vaccines, protective devices, equipment, big data monitoring and analysis and other innovative projects, and do a good job of landing services and promotion and application.

8. coordinate the promotion of small and medium-sized enterprises to resume production. Guide enterprises to reasonably arrange the pace of resumption of work according to production needs, establish a mechanism to ensure the scheduling of resumption of work and production, and strive to resume normal production by the end of February. Assist enterprises to solve the epidemic prevention and control material security, coordinate upstream and downstream supporting enterprises to strengthen communication, smooth the industrial production chain, reasonable arrangement of production capacity, to ensure that enterprises in the epidemic prevention and control standards under the premise of normal production. Support the digital transformation of small and medium-sized enterprises, actively promote online office, video conferencing, remote collaboration and digital management, guide basic and qualified small and medium-sized enterprises to adopt low-cost, modular intelligent manufacturing equipment and systems, accelerate the intelligent transformation of production lines, and improve intelligent manufacturing Level. Before the outbreak was lifted, a weekly reporting system was implemented for the resumption of work and production in each city (contact: Cui Dafeng, tel: 0531-86198628).

9. play the role of public service platform. Guide the public service platform for small and medium-sized enterprises at all levels, enrich and enhance relevant functions, through the establishment of columns, online training and other forms, timely push the national and provincial and municipal policies and measures to fight the epidemic to help small and medium-sized enterprises, carry out policy consultation and accurate interpretation, to small and medium-sized enterprises to send policy, technology, management. Online organization of small and medium-sized enterprises affected by the epidemic investigation activities, receiving business development problems encountered in the report, do a good job of demand collection, results feedback, effect tracking and other work. Publish information on the supply and demand of production and marketing of enterprises, and promote the effective docking of supply and demand of epidemic prevention and control materials. Guide various social institutions to actively provide legal aid and legal advisory services to small and medium-sized enterprises, and help small and medium-sized enterprises solve legal problems such as contract performance and labor relations caused by the epidemic.

10. do a good job of small and medium-sized enterprise production operation scheduling monitoring. During the epidemic, cities closely monitored the economic performance of small and medium-sized enterprises, focusing on the impact and impact of the epidemic on economic operation, especially the outstanding contradictions and difficulties encountered by enterprises in product production, raw material supply, logistics and transportation, financial security, etc., forming a list of problems to coordinate and solve one by one. Assist small and medium-sized enterprises whose foreign trade orders cannot be fulfilled or cannot be fulfilled as scheduled due to the epidemic to apply for force majeure facts and reduce the losses of enterprises. Establish a mechanism for accepting the appeals and opinions of small, medium and micro enterprises, and timely summarize and feedback the outstanding blocking points and difficult problems reflected by enterprises to promote problem solving (contact: Cao Yong, tel: 0531-86198630).

Shandong Provincial Department of Industry and Information Technology

17 February 2020