20 measures in our province to support small and medium-sized enterprises in overcoming difficulties

On February 4, the General Office of the Provincial Government issued and implemented the ''Several Opinions on Responding to the New Coronavirus Infection Pneumonia Epidemic and Supporting the Stable and Healthy Development of Small and Medium-sized Enterprises'' (hereinafter referred to as the ''Opinions''), from strengthening financial support, reducing the burden of taxes and fees, and reducing operations In four aspects, including costs and increasing the intensity of job stability, 20 emergency policy measures that can be implemented immediately and effective. The "Opinions" are applicable to small and medium-sized enterprises determined by the "Regulations on the Standards for Small and Medium-sized Enterprises" issued by the Ministry of Industry and Information Technology and other four departments. The validity period is tentatively set for 3 months.

"The epidemic has led to a slowdown in the turnover of small and medium-sized enterprises, and fixed cost payments and wage payments will inevitably lead to a tight capital chain and a surge in costs and expenses." Chi Hong, director of the Investment and Financing Research Institute of the Provincial Macroeconomic Research Institute, believes that the introduction of the 20 policies reflects the concern and concern of the provincial party committee and provincial government for the healthy development of small and medium-sized enterprises, is timely rain, but also accurate policy, "the policy involves capital, costs, costs, employment, is the most concerned about the survival of small and medium-sized enterprises that have contributed to the prevention and control of the epidemic. Each policy can be specifically implemented, with measures, requirements, time, and lead departments. It is easier for enterprises to find a basis, and it is a real support and preferential treatment for standards."

Development funds are the "life gate" of small and medium-sized enterprises. In terms of financial support, the "Opinions" require that the balance of loans and the scale of new loans to small and micro enterprises by banking institutions in the province this year shall not be lower than the level of the same period last year. For industries and enterprises greatly affected by the epidemic, banking institutions will extend or renew their due loans; reduce the cost of credit financing, the comprehensive financing cost of inclusive small and micro enterprise loans is 0.5 percentage points lower than the same period last year; reduce the financing guarantee rate for small and micro enterprises related to epidemic prevention and control, and the provincial investment and financing guarantee group will handle guarantee projects for small and micro enterprises that meet the filing conditions for cooperative guarantee institutions during the epidemic, the re-guarantee fee will be charged at a reduced rate of 50 per cent; the period of use of the emergency re-lending fund for small and medium-sized enterprises can be extended to 15 days, and the emergency re-lending rate will be reduced from 0.1 per cent per day to less than 0.08 per cent.

At the same time, for small and medium-sized enterprises to reduce the burden of taxes and fees, reduce operating costs. Taxpayers who have suffered significant losses due to the impact of the epidemic and have real difficulties in paying urban land use tax and property tax shall be reduced or exempted from urban land use tax and property tax with the approval of the tax authorities. If the tax cannot be paid on time, the tax may be deferred for a maximum of 3 months. Pension insurance, unemployment insurance and work injury insurance premiums may be deferred for a period of up to six months. During the deferred payment period, late fees will be exempted; for small and medium-sized enterprises that rent the operating real estate of state-owned enterprises, the rent of 1-3 months can be reduced or halved. Provincial entrepreneurial incubation demonstration bases and demonstration parks that reduced rents for small and medium-sized enterprises during the epidemic were given an operating subsidy of up to three months, with a subsidy standard of 30 per cent of the total rent reduction and a maximum of 500000 yuan. Small and micro enterprises can apply for a business guarantee loan of up to 3 million yuan. The measures of "non-stop supply of arrears" shall be implemented for the electricity, gas and water required by the production and operation of small and medium-sized enterprises. The original free storage period of the port is extended by another 30 days.

In terms of the post stabilization policy, the "Opinions" proposed that for insured companies that do not lay off or reduce layoffs, 50% of the unemployment insurance premiums actually paid in the previous year can be refunded. For insured enterprises that face temporary production and operation difficulties and are expected to recover, and insist on no or fewer layoffs, the return standard can be determined according to the local monthly per capita unemployment insurance and the number of insured employees for 6 months. Raise the unemployment insurance standard to 90% of the local minimum wage. Periodic extension of social insurance subsidies and job subsidies.

Information source: Dazhong Net